Term sheets in 90 seconds,
not 45 minutes.
Term sheet software for private mortgage desks. You configure your lending rules once, and every quote your team sends is priced by them — under your brand, and signed online.
Invitation only · no card required · we are not a lender
- Property
- Anytown, TX
- Purchase price
- $685,000
- Requested
- $479,500
- Leverage
- 70% LTV
- Term
- 12 months
- Payment
- $3,895.94/mo
The engine is the product.
Not a calculator with your logo on it. Your rate sheet, your credit bands, your leverage caps, your fees, your states — versioned, and every sheet records the version that priced it.
The floor every Bridge deal starts from before adjustments.
| FICO 680–699 | +0.75% |
|---|---|
| FICO 700–739 | +0.25% |
| FICO 680 minimum | hard stop |
Add-ons by band. Below the floor the deal never prices — it stops at validation.
Tightened per credit band, and by any adjustment you define.
Plus the fixed fees your desk charges, itemised on the sheet.
An ineligible address stops the deal at entry, not at closing.
These are the defaults that ship with the product. Yours replace them on day one.
Three steps, then it runs itself.
- 1
Configure once
Rates, fees, LTV caps, credit bands and eligible states go in the pricing engine. Your policy, encoded.
- 2
Enter the deal
A loan officer types a handful of inputs. The engine prices it and validates against your rules as they type.
- 3
Send in seconds
A branded term sheet goes out as a link or a PDF. The borrower reviews it and signs it online.
This is what your borrower receives.
Six designs ship with the product. Pick one, set your colours and logo, and every sheet your desk sends looks like this — as a link, a PDF, and the page the borrower signs.
A sample bridge loan with placeholder parties, priced by the same engine that prices a live deal. The lender's name, colours and logo are theirs — ours never appear on the document.
Every product your desk runs.
One engine prices all four, from the same rule set.
Bridge
Short-term acquisition and refinance.
6–24 months · interest-only · dutch or non-dutch
Fix & Flip
Purchase plus rehab, underwritten to ARV.
Advance / rehab holdback · LTC and LARV caps
New Construction
Ground-up, funded against progress.
Staged draws · LTC and LARV caps
DSCR
Long-term rentals qualified on coverage.
Amortizing · interest-only periods · prepay step-downs
What you get.
Your brand, not ours
Every term sheet and borrower page carries your logo, colours and NMLS. Borrowers never see TermSheet360.
Rule-compliant by default
State restrictions, FICO floors and LTV caps are enforced at validation — no more off-policy quotes.
Full pipeline visibility
Track every deal from draft to signed, with an audit trail on every change.
No more retyping
Enter the deal once. The engine prices it, fills your template, and the branded PDF is ready to send.
Free calculators, no login.
Ten instant tools for fix & flip profit, DSCR, leverage and financing cost — share them with your borrowers today.
Stop retyping term sheets.
Tell us how you lend and we'll open a workspace with your products configured.
Request early accessAccess is by invitation.