Private lending calculators

Fast, accurate tools for real-estate investors and lenders. No login, no email wall — just numbers you can trust.

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01Fix & Flip Profit CalculatorProject net profit, ROI, and total cash needed on a flip — financing, holding, and selling costs included.
02DSCR CalculatorDebt-service coverage ratio for a rental, with PITIA breakdown and the max loan at 1.0 / 1.1 / 1.25.
03LTV / LTC / LTARV CalculatorSee all three leverage ratios at once — and which limit actually caps your loan.
04Max Offer Calculator (70% Rule)Your maximum allowable offer on a flip, with a 65 / 70 / 75% sensitivity table.
05Loan Amount EstimatorHow much a hard-money lender will advance — split into initial advance and rehab holdback.
06Bridge Loan Interest & Payment CalculatorDutch vs non-dutch interest side by side — see what full-loan accrual really costs.
07Construction Draw Schedule BuilderBuild a rehab draw schedule by line item, see amounts and cumulative %, and export to CSV.
08Hard Money vs Conventional Loan CostTrue cost of a hard-money loan over your hold versus conventional — plus speed and qualification.
09Rental Property Cash Flow AnalyzerMonthly cash flow, cap rate, cash-on-cash, and DSCR on a rental — with an expense breakdown.
10Refinance Break-Even CalculatorHow many months until a refinance pays for its closing costs — plus 1/3/5-year net savings.

10 free calculators covering fix & flip, rentals, leverage, financing costs, and refinancing — all instant, all no-login.